Monday, October 3, 2011

WIS Job Link - Retail Sales Manager II - Clemson Main 410 at First ...

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Retail Sales Manager II - Clemson Main 410


















Job ID:?
4284









# Positions:?
1








Location:?
US-SC-CLEMSON









Category:?
Sales/Sales Management








FLSA:?
Exempt









Position Type:?
Full Time








Weekly Scheduled Hours:?
..









Posted Date:?
9/2/2011




























More information about this job:





Position Description:


The Retail Sales Manager II has responsibility for leading the retail consumer and small business efforts of one to three branch offices in a similar market. They are responsible for ensuring the success of First Citizens across all lines of business through collaboration with partners to generate referrals. This role will execute on a sales and business plan, coach sales associates to improve performance, and represent First Citizens in the market they serve. The Retail Sales Manager will individually contribute to branch goals by selling deposit, loan, ancillary products and work with other business line associates to meet customer financial goals. They will be focused on the Retail Delivery Strategy routines, developing associates sales and service skills and developing local market activity plans that address local market opportunities and threats. They represent First Citizens in the local community, through personal and branch participation in business associations, and community functions. This role has overall responsibility for the delivery of superior customer service, operational integrity, and adherence to bank policy as well as all Federal and State regulations within their respective branch.





Primary Responsibilities:


Sales and Sales Management
? Develops and integrates specific market and tactical plans for retail consumer and small business that will achieve the overall business plan/budget
? Co-ordinates and integrates sales plans for multiple branches to achieve overall business plan
? Allocates resources provided by the bank to achieve optimal performance
? Regularly reviews branch performances, ensuring tactical plans are modified to close gaps and act on opportunities
? Develops associates sales and financial advice skills, ensuring development plans are in place and being acted on
? Routinely conducts sales meetings and coaches salespeople to improve capability and sales results
? Conducts regular observations and one on one review of both activities and results with each direct report
? Assesses associates overall performance on a quarterly basis, ensuring action plans is in place for any developmental opportunities
? Acquires and expands relationships with consumer and small business customers by selling and referring the full range of bank products and services
? Achieves personal sales targets by effectively executing on tactics and routines
? Role models exceptional sales and service skills and behaviors

Operations/Risk
? Ensures the implementation and ongoing management of people, credit, and operational risk policies and procedures
? Is responsible for overall budget management including salaries and FTE management
? Is responsible for the attraction, retention, development and deployment of human resources within the market
? Ensures the management of top performers and mitigates associated retention risks
? Ensures the management of low performers ensuring performance improvement plans are in place and human resources is engaged
? Is responsible for interpreting, communicating and ensuring the ongoing execution of initiatives and procedures
? Ensures associates act within delegated authorities and adhere to applicable policy and procedures (i.e. lending limits, waived fees, loan and deposit pricing discretion)
? Ensures associates adhere to all new account opening policies and procedures
? Ensures associates are collecting fees as per policy and procedure and exceptions are kept to a minimum
? Ensures associates are documenting loans correctly and in a timely manner and are adhering to all lending policies and procedures
? Ensures associates are conducting appropriate follow up of past dues, losses and charge offs are within acceptable levels
? Ensures loan portfolio under the markets administration is maintained and all exception and profit targets are met
? Ensures associates complete annual Privacy, Bank Secrecy Act and Anti Money Laundering training and assessments and adhere to all policies and practices contained within
? Ensure all associates adhere to bank policy and regulatory requirements

Customer Service
? Implements Customers First guidelines, practices and routines
? Regularly reviews market and branch performance and uses best practices and tips from CSP to close gaps and act on opportunities
? Regularly utilizes information from post episodic surveys, mystery shopping and observations to tailor service to local market
? Regularly conducts onsite visits to branches to assess the look and feel of the service delivery
? Builds strategic relationships with industry/business groups and maintains a high profile in the local market

Teamwork
? Interprets and communicates the corporate vision and assists individuals in understanding how their individual priorities, goals and deliverables impact corporate and market objectives
? Ensures associates are working together within the branch, between branches and with home office associates
? Works closely with partners in Commercial, Private Banking, Investor Services and Trust to deliver complete customer banking solutions
? Assists other lines of business through branch and sales associates focus on referrals
? Shares best practices and successes within the branch, market, division and bank to further the success of all colleagues
? Acts as a peer coach to colleagues
? Ensures good lines of communication exist within branches, market, division and bank providing feedback to specific areas when improvements are recognized
Position Requirements: ? Minimum of 5 years experience in a sales, business development, customer relations, supervision, and/or lending capacity
? Excellent knowledge of retail banking products/services
? Ability to manage motivate, lead, and coach an effective sales team
? Excellent oral and written communications skills
? Ability to positively represent First Citizens through community involvement
? High school diploma or equivalent; college degree preferred
? Computer skills to include Microsoft Windows

Source: http://wistv.careers.adicio.com/careers/jobsearch/detail/jobId/41959957/viewType/rss

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Sunday, October 2, 2011

Vicious queen ants use mob tactics to reach the top

ScienceDaily (Sep. 29, 2011) ? Leptothorax acervorum ants live all over the Northern hemisphere, but their reproductive strategy depends on habitat. Colonies are polygynous (more than one queen) in the forest of Siberia and central Europe, but functionally monogynous (only one queen reproduces) on sun-exposed slopes in Alaska, Hokkaido and the mountains of central Spain. New research published in BioMed Central's open access journal BMC Ecology demonstrates that when a colony is functionally monogynous not only do queen ants fight by antennal boxing to become the reproductive queen, but that worker ants reinforce queen behaviour by feeding dominant females and expelling, or killing, their weaker sisters.

Researchers from University of Regensburg studied the behaviour of L. acervorum in Spain. In these colonies only a single queen was able to reproduce. All the other queens either did not yet have active ovaries, or their ovaries had reverted to an inactive state. The ants were observed fighting, both queen to queen, and worker ants to queens. However the inter-queen fighting involved ritualistic antennal boxing and mandible threats, while the workers were more vicious, and also pulled and bit low ranking queens.

The top queen was decided by the infighting between the queens. However queen reproductive status was not predicted by worker ants' violence but rather was reinforced by the workers feeding and grooming the more dominant queens.

Juergen Trettin, the lead scientists involved in the research said: "These ants live high on mountain slopes -- which makes dispersal and colony formation difficult. Under these circumstances the colony cannot support more than one reproductive queen and limited resources make it inadvantageous for the colony to allow low ranking queens to leave and start their own colonies. Destruction of habitat, for instance due to climate change, may cause this behaviour to become extinct."

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Story Source:

The above story is reprinted (with editorial adaptations by ScienceDaily staff) from materials provided by BioMed Central, via EurekAlert!, a service of AAAS.

Journal Reference:

  1. Juergen Trettin, Monika Haubner, Alfred Buschinger and Juergen Heinze. Queen dominance and worker policing control reproduction in a threatened ant. BMC Ecology, 2011; (in press) [link]

Note: If no author is given, the source is cited instead.

Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/~3/geErN1NaVFM/110929235154.htm

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US fugitive wants to serve time in Portugal (AP)

LISBON, Portugal ? An American killer and alleged hijacker who was a fugitive for 41 years should serve the rest of his jail time in Portugal where he was captured instead of being extradited to the United States, his lawyer says.

George Wright, 68, deserves to serve the remainder of his 15- to 30-year sentence in Portugal because he has lived in the country for decades, has a Portuguese wife and grown Portuguese children, said the lawyer, Manuel Luis Ferreira.

"If he has to serve, then he wants it to be here, which is his home," Ferreira told Portugal's TVI television late Thursday.

Ferreira did not outline his legal strategy for trying to prevent Wright from being extradited to face charges in the hijacking, and did not return messages left Friday at his office seeking comment.

Hijacking in the United States carries a possible penalty of life in prison, and Portugal does not allow people to be extradited if they will face more than the nation's maximum sentence of 25 years.

Wright broke out of the Bayside State Prison in Leesburg, New Jersey, on Aug. 19, 1970 after serving eight years for killing a man in a gas station robbery. He was captured in a seaside village near Lisbon this week after authorities matched his fingerprint on a Portuguese identity card to one in the United States.

Under Portuguese law, citizens can serve sentences handed down in a foreign country in Portugal.

However, Portuguese officials say there is doubt about the validity of Wright's identification documents and whether he is a national. They declined to provide details because public access to information about court cases is restricted.

Source: http://us.rd.yahoo.com/dailynews/rss/crime/*http%3A//news.yahoo.com/s/ap/20110930/ap_on_re_us/hijacker_fugitive_captured

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How to edit your Facebook Timeline before making it public (Yahoo! News)

Keep those embarrassing photos and status updates from crossing your stream

You've been hearing a lot about it both from us here at Tecca and practically every other tech news site on the internet ? it's the new Facebook profile feature called Timeline, and today it begins its slow but steady rollout to the masses. The Timeline is essentially the evolution of what used to be your profile. If you've come to love your traditional Facebook home page, you may be a bit miffed to learn that it is in the process of being slowly eradicated.

The social network is gradually replacing the profile page format of every one of its hundreds of millions of users with the new Timeline. You can find out if your account has been converted simply by clicking on your name on the very top bar of your Facebook account. The new feature will showcase a plethora of your activity going all the way back to your very first Facebook post ? meaning your entire social network identity needs to be spotless.

So what can you do about those pesky college party pics that you've been tagged in (or maybe even posted yourself)? Or how about those check-ins that you might not want a future employer to know about? Here's how to clean up your Timeline before you publish it, so the whole world will only see what you want it to see.

Ready or not, here comes the Timeline

Find out what you've got
It will take time, but thankfully Facebook's records only go back a few years, even for the earliest users. The first thing you'll need to do to clean up your Timeline is review what's already in there. Depending how active you've been and how long you've been on the?social network, this may take a while. But it's better to do it now than do damage control after someone else finds out about your dubious activities, right?

There are several ways to review your Timeline. You can simply scroll down and go backwards in time, reviewing each item displayed. However, this will not show everything that is available to visitors to your profile. You'll need to click on each year ? and in some cases, each month ? in order to get the full accounting of all the activities and items on your Timeline. Once you've drilled down and identified the items you want to remove, it's as easy as pie. It's just a lot more tedious (yes, even if you're making the pie from scratch).

Removing Timeline items is easy

Out with the old, in with the new
Think of this process as a digital version of spring cleaning. You'll finally get a chance to go back through all of your stuff on Facebook, even the things you've forgotten about, and remove content that makes you seem silly or immature or is otherwise embarrassing in some way.

Let's take the example of a photograph. Once you come to the photograph in question, you'll see an option below the photo on the right-hand side to remove it from your Timeline. See, we told you it was easy!

It's just as easy to get rid of check-ins and other status updates that you prefer others not stumble upon. With events, locate what looks like a pencil near the top right of the status update. Click on that (it's Facebook's version of an edit icon), and you'll be able to remove the status update from your Timeline. You can also determine if you want an app to continue posting stuff to your timeline or remove its publishing privileges altogether.

You can keep new things from hitting your Timeline

Timeline is like a time machine
In some ways, the new Timeline feature is like a time machine. You'll get to go back and become all nostalgic over things you posted years ago (if you've been on Facebook since the college days). You'll get the grand picture of just how much you post each day. You might even run into some old friends you've forgotten all about (again).

But the most beautiful part of the process is that the Timeline can be edited. Without this feature, we're sure Timeline would cause many a headache in the business world. We're not even sure we could survive a Timeline-induced trip down memory lane without being able to edit the past.

While you're at it, this is probably a good time to review?Facebook's privacy settings and decide who exactly you want to be able to view your Timeline. After that, it should all be peaches and cream. [Editor's note: Less Pollyanna-esque types are welcome to make comparison to?1984's "memory holes," where information deemed unfit for the public good is summarily burned.]

Finally, remember that just because it's not on Facebook, that doesn't mean it never happened. Just remember that what you post tomorrow can end up on your Timeline as well.

This article was written by Michael Arcand and originally appeared on Tecca

More from Tecca:

Source: http://us.rd.yahoo.com/dailynews/rss/techblog/*http%3A//news.yahoo.com/s/yblog_technews/20110929/tc_yblog_technews/how-to-edit-your-facebook-timeline-before-making-it-public

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Saturday, October 1, 2011

Auto insurance required when buy new car ...

auto insurance required when buy new car?
I live in california and recently went to the dealer bought a new car, and the saleman told me that I need to buy the insurance for my new car right at the dealer otherwise he can not let me drive that car home from the dealer eventhough I have full insurance coverage on my old car(current car)? He ask me to get the insurance coverage that they offer for 30 days? Is this right or it is a scam to get more money from me? Is it true that for everyone who buy new car to get the insurace coverage before they can drive it home even if you have full coverage insrurace on your old car?

insurance website:

http://insurance19.cn

Wrong section.
Question fail.

It is true that everyone is required to have insurance on the new car before it is driven home, but most people just contact their OWN insurance company and tell them to add the new vehicle..I think the part about you buying insurance from that dealer sounds like a scam, nobody does that because they never get the lowest rates possible?Call the company you already use for your current car and ask for quotes?Best wishes..:)

He is lying to you. If you have insurance on your current car your carrier will cover the new one and you have 10 days to change it to the new car (even if it is not full coverage). I have always driven my new car home from the lot without calling my insurance company or buying any insurance from a car company. The dealer asks for your current insurance card, makes a copy and everything is good to go.

Yes, it is illegal in CA to drive without insurance.

Your previous policy will not cover your new car, it needs its own policy.

Sounds right about not being able to take the car off the lot without it but never heard of getting insurance at the dealer's before.

call your insurance agent, i dont know anyone who has ever had to go thru the dealer for ins. you may be able to transfer you old ins. to your new car or have to make some financial adjustments but no, not from the dealer. call your guy!

Source: http://www.autoinsurancephonenumbers.com/auto-insurance-required-when-buy-new-car.html

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Kobo Vox Android Tablet Leaks On Retailer Website

kobo voxIt looks like Amazon and Barnes & Noble aren't the only ones who want to get into the LCD e-reader scene. Kobo, who like them has a 6-inch touchable e-ink reader, must have felt left out of the 7" LCD device race, and apparently is releasing the Vox to fill that gap. We actually heard about the Vox in an FCC filing a couple weeks ago, but held off on posting because there wasn't much to say. But today the device was listed briefly on Canadian retailer Future Shop's website, where a number of specs were revealed — though we should take them all with a grain of salt.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/W-xDaw-cuV8/

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Webmasters And Security Community Internet Marketing Company ...

Posted by Leet on October 1st, 2011

Internet Marketing Company Announces New Access to Free Quotes on Their Site (http://www.internetmarketingcompany.biz)

Los Angeles, CA (PRWEB) September 30, 2011

Internet Marketing Company (InternetMarketingCompany.biz), an experienced leader in search engine optimization (SEO) and link building announced today that the site will now provide free internet marketing quotes. This new feature targets potential clients who do not have the time to call different companies and get quotes over the phone. Now, individuals interested in a quick price quote can simply enter a little information, and get a free, no obligation e-mail quote for marketing their business online.

?We are always trying to find new ways to attract new clientele in ways that works for them,? said Russell Rabichev, Marketing Director for Internet Marketing Company.

Internet Marketing Company delivers effective and cost-effective SEO services that help companies compete and attract new customers driven by listings among the top search engine results. Our professionals have the expertise and experience to enhance exposure of a business on major search engines. And the better a brand?s exposure, the better the company?s message can reach the customers and prospects who rely on search engines every day to research, find, and buy new products and services. With SEO from Internet Marketing Company, a brand will see results?fast, easy, and guaranteed!

Fore more information, please contact http://www.internetmarketingcompany.biz

###

Russell Rabichev
Cheap Quotes Online
800.475.3410
Email Information

Article source: http://news.yahoo.com/internet-marketing-company-announces-access-free-quotes-203615822.html

Responses are currently closed, but you can trackback from your own site.

Source: http://elite-soft.org/internet-marketing-company-announces-new-access-to-free-quotes-on-their-site/

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